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MiBank Banking Products · Mobile Banking

MiCash

Simple, hassle-free banking through your mobile phone. Send money, pay bills, check your balance and access cash through participating MiBank branches and agents.

Banking made accessible

What is MiCash?

MiCash is a MiBank account operated using a mobile phone on the Digicel network. It was introduced to make financial services more accessible, including for customers who live far from traditional banking facilities.

“If you’ve got a mobile you’ve got a bank.”

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Send money

Make money transfers using MiCash.

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Pay bills

Pay for goods, services and eligible bills.

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Top up airtime

Purchase mobile airtime through your phone.

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Check balances

Access your MiCash account balance.

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Deposit cash

Cash in at participating MiBank branches and agents.

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Withdraw cash

Cash out at participating MiBank branches and agents.

Getting started

How to open and use MiCash

Visit a branch or authorised agent

Open a MiCash account at a MiBank branch or an agent displaying the MiCash Account Opening Agent sign.

Register your mobile account

Ask staff about the current identification and registration requirements. Each MiCash wallet is associated with a bank account number.

Start transacting

Use your secure PIN to access available services. Cash deposits and withdrawals can be made at participating locations displaying the MiCash Accepted Here sign.

Salary deposits: MiBank states that your MiCash account number may be provided to your paymaster for salary deposits.
Common questions

MiCash FAQs

Where can I open a MiCash account?

At any MiBank branch or participating agent displaying the MiCash Account Opening Agent sign.

Where can I deposit or withdraw money?

At a MiBank branch or an agent displaying the MiCash Accepted Here sign.

Can I receive my salary into MiCash?

Yes. MiBank states that MiCash wallets have an associated bank account number that can be given to a paymaster.

How is my account protected?

MiCash customers receive a personal identification number (PIN). Never share your PIN with anyone.

What are the transaction fees?

MiBank publishes a MiCash fee schedule. Please confirm that the displayed fees are still current before transacting. View published MiCash fees ↗

Important: Product availability, Digicel network requirements, transaction limits, interest and fees should be verified with MiBank before publication or application.

Ready to bank with MiCash?

Visit your nearest MiBank branch or participating MiCash agent, or call MiBank on Digicel 16789 for assistance.

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Simple hassle-free banking for everyone

Discover accessible banking solutions designed for individuals, families and businesses across Papua New Guinea.

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